Use NerdWallet’s home equity line of credit calculator to estimate how much you may borrow from a HELOC based on your home’s value and how much you owe. Home equity is the market value of your.

Applying for a home equity line of credit. If you are considering a home equity loan or line of credit, another important calculation is your combined loan-to-value ratio. Your CLTV compares the value of your home to the combined total of the loans secured by it, including the loan or line of credit you’re seeking.

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